So the month is almost over and you should have a good idea about your additional expenses from the spending record you kept this month. Now it’s time to make a budget. Read more »

Now that you know what you have coming in and what you have going out. You can start to make a plan to pay off your debt. Read more »

Many of you already know Leo Babauta from reading ZenHabits.net. He has recently written a book called Power of Less, The: The Fine Art of Limiting Yourself to the Essential…in Business and in Life. The Power of Less has a lot of good advice to help you change your life. Read more »

I hope all of you had a great Christmas Day, whether you celebrate Christmas or something else, I hope you enjoyed the day off from work. If you didn’t have the day off from work, I hope you enjoyed getting paid time and a half. Read more »